VBSP SmartBanking 1.0.2

Implementing a mobile banking platform is essential to provide services to customers such as money transfers, savings, payments, enhancing transaction efficiency, transparency between VBSP and customers, reducing time, geographical distance, and transaction costs; strengthening the reconciliation of outstanding debts, deposit balances, reducing the risk of fraud in credit activities.

VBSP SmartBanking is a smart mobile banking service that helps customers transact with the bank anytime, anywhere. The application is compatible with all operating systems iOS, Android, runs on all electronic devices smartphones, tablets... with 3G/Wifi/GPRS connectivity.

The application includes service features:

1. Financial services group
   • Money transfers: Internal transfers within VBSP, instant transfers 24/7 to account numbers or card numbers at other banks, regular domestic transfers.
   • Bill payments: electricity bills, telecom charges, train tickets, plane tickets, tuition fees, insurance premiums, tuition fees, financial loan debts...
   • Payment of bills, e-wallets, tax payments, securities...
   • Payment via QRPay code
2. Non-financial services group
   • Check account information for payment accounts, deposit accounts, loan amounts; Transaction history lookup
   • Convenience for tracking complaints
   • Settings: login/authentication with fingerprint/FaceID, password change, setting up beneficiary contact list/bill templates, setting up Smart OTP authentication method.

Implementing a mobile banking platform at VBSP will help the bank provide flexible, convenient and secure financial services to nearly 6.4 million customers, most of whom live in rural areas with low income. At the same time, it will facilitate millions of others working in urban areas or overseas to easily transfer money to their relatives in rural or remote areas.